EXPANDING YOUR COMMERCIAL BUSINESS?

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EXPANDING YOUR COMMERCIAL BUSINESS?

  • Are you expanding your business? You might need…
    • Working Capital Loan – provides funds to bridge the gap between orders and when you receive payment for your goods, unlike other loans that cover long-term investments
    • Equipment Loan – financing to purchase machinery or technology
    • Real Estate Loan – assistance with purchasing a building or buying land
    • SBA Assistance – Small business loans from the U.S. Small Business Association
  • Are you looking to improve sales growth? You might need…
    • Working Capital Line of Credit – as sales grow, so does pressure on cash flow.  A working capital line of credit can bridge the gap between the costs of orders placed and when you receive payment for those orders
    • SBA Assistance – Small business loans from the U.S. Small Business Association
  • Are you looking for time savers? We can help with…
    • ECorp online banking – access account information from your office, including origination of ACH and wires
    • Merchant processing – be able to accept debit card and credit card purchases both in your office and on the go
    • Remote capture – process deposits at your desk and save a trip to the bank

EXPANDING YOUR AGRICULTURAL BUSINESS?

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EXPANDING YOUR AGRICULTURAL BUSINESS?

  • Are you expanding your business? You might need…
    • Working Capital Loan – covers initial costs like seed and fertilizer and is repaid by sale of crop
    • Equipment Loan – financing to purchase machinery or equipment
    • Real Estate Loan – assistance with purchasing a building, expanding facilities, and buying ground
    • SBA Assistance – Small business loans from the U.S. Small Business Association
  • Are you looking for time savers? We can help with…
    • ECorp online banking – access account information from your office, including origination of ACH and wires
    • Merchant processing – be able to accept debit card and credit card purchases both in your office and on the go
    • Remote capture – process deposits at your desk and save a trip to the bank

BUYING A HOME?

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BUYING A HOME?

  • Are you buying a home? You might need …
    • Purchase financing – several options including options with limited or no down payment
    • If you have already sold your current home, you might need a Bridge Loan, which provides cash for your new home allowing time for you to sell your previous home

BUILDING A HOME?

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BUILDING A HOME?

  • Are you building a home? You might need …
    • Construction Loan – short-term loan used for construction projects

RENOVATING YOUR CURRENT HOME?

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RENOVATING YOUR CURRENT HOME?

  • Are you renovating your home? You might need …
    • Cash out refinance – take a loan out on the home you already own and repay, with interest, on a new schedule
    • Home Equity Loan – closed and open options allowing you to tap into the equity of your home to make improvements

LOOKING TO MOVE?

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LOOKING TO MOVE?

  • Are you moving? You might need to…
    • Gather Home Purchase information
    • Consider a Bridge Loan
    • Research and learn about the community you will be joining

BUYING A NEW VEHICLE?

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BUYING A NEW VEHICLE?

GOING TO COLLEGE?

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GOING TO COLLEGE?

  • Are you going to college? You might need …
    • Student Loans – establish a loan to help pay for college expenses. Some loans require a co-signer
    • Parent Solutions
      • Cash out refinance of home– opportunity to take a loan out on property you already own in order to increase cash flow
      • Home equity – use your homes equity to finance college

PLANNING A VACATION?

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PLANNING A VACATION?

  • Are you planning a vacation? You might need …
    • Home Equity– borrow money from your home’s equity
    • Personal line of credit – similar to a home equity but does not use your home as collateral
    • Credit Card – contact a banker today
    • Forms to submit for notification of trip

LOOKING TO SAVE MONEY?

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LOOKING TO SAVE MONEY?

  • Are you looking to start saving money? You might need…
    • Savings Account
    • Certificate of Deposit
    • IRA

BUSY AND ON THE GO?

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BUSY AND ON THE GO?

  • Are you busy and on the go? You might need…
    • Online banking
    • Mobile banking

THINKING ABOUT SENDING YOUR KIDS TO COLLEGE?

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THINKING ABOUT SENDING YOUR KIDS TO COLLEGE?

  • Are you worried about kids going to college?  You might need….
    • All American College fund savings account
    • Certificate of Deposit
    • Investment Options

Is your question not answered here?

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